Find out how to save with the Credit Union

Share Accounts

When you save with us you are building a history which will be taken into account in the future should you wish to apply for a loan.

The money you save with us is used by the credit union to fund the loans it makes to members.  By saving with us you are indirectly helping your neighbours and the community to develop.

Please note that we have a members savings cap of £15,000.  This figure is kept under review by the Board of Directors.

You can withdraw your savings provided they are not pledged as security on a loan.  However, you are encouraged to keep your savings intact, so that:

  • They continue to earn a dividend.
  • They continue to benefit from the Life Savings Insurance Protection (Terms & Conditions apply).

Nomination of Your Account

This is a unique facility for credit union members.  Credit unions have a nomination facility whereby if you are over 16 years of age, you can nominate someone to receive the property of your credit union accounts upon your death.  This is of benefit if the member dies without leaving a will as the property left in the credit union will not have to pass through the sometimes timely intestacy process.  For further information ask any member of staff.

If you’re not a member already, why not think about joining today?

How to apply

How To Apply

If you're not a member talk to us today about joining the credit union and opening a Share Account.

If you would like more information on Share Accounts and saving with Ballynahinch Credit Union please contact us today.

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